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Charmel Flemming is the founder and CEO of FTwelve, a bookkeeping and accounting services company offering small and medium businesses administrative and

I am a registered Chartered Accountant with the South African Institute of Chartered Accountants. The first decade after qualifying was spent gaining

Are you an entrepreneur or small business owner who feels like there aren’t enough hours in the day? Do you feel so

As I moved gently into 2021, I was extremely aware of the negativity surrounding the impact 2020 would have on us. It

Adapt or die. That was the theme for businesses throughout 2020 and 2021. If it has taught us anything, it’s that businesses

Factual information is the key to intelligent decision making, especially in business. As a small business owner, you need to measure your